
Does Optum Rx Cover Weight Loss Medication?
Understanding Optum Rx and Weight Loss Medication
Does Optum Rx Cover weight loss medication?
Yes, Optum Rx does cover certain weight loss medications, but the extent of coverage can depend on the specific health plan you are enrolled in. Coverage typically includes medications that are FDA-approved for weight loss, such as phentermine, liraglutide, and orlistat. However, coverage policies can vary significantly, so it is crucial to review your plan details or contact Optum Rx directly for personalized information.
To determine if a specific weight loss medication is covered, you should consider the following factors:
- The specific medication prescribed by your healthcare provider.
- Your individual health plan’s formulary list.
- Any medical necessity criteria that must be met.
Types of Weight Loss Medications Covered
Optum Rx may cover a variety of weight loss medications, including:
- Phentermine: A stimulant that suppresses appetite.
- Liraglutide: An injectable medication that mimics an intestinal hormone.
- Orlistat: A medication that prevents the absorption of fat from the diet.
How to Check Coverage
To check if your weight loss medication is covered by Optum Rx, follow these steps:
Step-by-Step Guide
- Log in to your Optum Rx account.
- Navigate to the "Prescription Coverage" section.
- Search for your medication by name.
- Review the coverage status and any associated costs.
- If necessary, contact customer service for further assistance.
Criteria for Coverage
Even if a medication is listed as covered, there may be additional criteria to meet:
- Your healthcare provider may need to provide documentation of medical necessity.
- Some plans may require prior authorization before coverage is granted.
Comparison of Common Weight Loss Medications
Medication | Mechanism | Typical Cost | Coverage Status |
---|---|---|---|
Phentermine | Appetite suppressant | $30-$50/month | Varies by plan |
Liraglutide | Hormone mimic | $800/month | Requires prior auth |
Orlistat | Fat absorption blocker | $50/month | Generally covered |
Key Takeaways
- Optum Rx may cover certain weight loss medications.
- Check your specific health plan for detailed coverage information.
- Prior authorization may be required for some medications.
- Consult with your healthcare provider for the best options.
Quick Facts
FAQs
- Q: What should I do if my medication is not covered?
- Q: Are there any side effects associated with weight loss medications?
A: You can appeal the decision or discuss alternative medications with your healthcare provider.
A: Yes, side effects vary by medication and can include nausea, headaches, and increased heart rate.

Jaden Bohman is a researcher led writer and editor focused on productivity, technology, and evidence based workflows. Jaden blends academic rigor with real world testing to deliver clear, actionable advice readers can trust.
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